Cheapest car insurance ohio reddit. Mine didn't, it continued to go up steadily over the years.
Cheapest car insurance ohio reddit Feels like old school mafia racketeering. 379K subscribers in the Ohio community. I shopped around for car insurance about a year ago and I found that Mercury was the cheapest, but also the shadiest. Had Allstate, progressive, Root (garbage tiger), and geico. Auto-Owners Insurance Co: $64 #3. Geico was the cheapest and had the smallest rate increases. Jumped around between a ton of carriers. Hope all goes well. A company that might be the cheapest for you might be hundreds a year higher for me than the company I'm with now, and vice versa. Heck my car isn't even worth that much. Nationwide: $88. Yet i continue to pay 25% of the total value of the car to my insurance year after year. Also reasons to have uninsured/underinsured motorist. Imagine being the last car in a multi vehicle rear end collision with the state minimum coverage. I’ve compared most popular insurance companies and so far progressive has given me the cheapest coverage but 300$ a month is still so much and aside from rent it’s my biggest monthly expense (I only pay 200$ a month on a 36 month lease for the car) If the at fault driver’s insurance company can’t settle with the other person’s insurance company, the at fault driver will be on the hook for any additional costs. Statistics show that household members allow each other to use eachothers cars, this way you are covered for every eventuality. It's basically a tax on being poor. Your home is most likely your largest investment. Most homeowners insurance ties in their car insurance bundled at a stupid good rate. But you do get what you pay for and Farmers is a very poor service insurance company. There's dozens of factors that goes into determining your individual rate. I have been with Flatter Insurance in Fairborn (937) 878-3444 since 1992. Homeowners insurance shouldn’t only be about low rates. If and when you get in a jam and you need them to pay someone else's hospital bills, or defense costs, or something else, you may be incredibly sad to discover the cost of what you purchased. Conversation went like this: me: hi I'm looking for a quote Insurance is fucking complicated, you dont wanna try and walk the mine field yourself. Very happy with service, price, and their performance in my one and only accident. Mine didn't, it continued to go up steadily over the years. Considering my current car is a $23k car vs a $55k car, I guess it’s not that bad? But definitely a factor in whether I’ll make the change. Get multiple quotes from multiple companies and go with the cheapest. So your insurance for your home should be high quality. If your looking for qualified insurance companies, I would say Mercury would be the cheapest, other than non-popular insurance companies you can double check in your local states or USAA, Nationwide, Travelers, Erie, Geico, Progressive, and Anchor General Insurance. Just make sure you are getting enough coverage. Often times the agents are nice, but the company itself drops people all the time. For me, esurance had the best price to customer satisfaction ratio. You and you wife don’t pay $120 each, you both pay $240 together. I have been pleased with them so far, though I haven't ever had to make a claim. It's highly dependant on your area, among other things. Hey, Im looking for advice on how to get the cheapest car insurance possible. Erie: $85 #3. Mar 2, 2025 · Here are the cheapest car insurance companies in Ohio for full coverage, based on average rates for a 35-year-old driver with good credit and a clean driving history. I also just switched to NJM. I paid for half, and my dad paid for the other half. Whats weird is that most insurance sales rep already knew what car I wanted to insure and what quote i was getting. 32 votes, 47 comments. They made that "fix' and supposedly, insurance rates would go down. But it will give you the cheapest rate initially. The cheaper the insurance, the higher the cost. Apr 1, 2025 · The cheapest car insurance in Ohio costs an average of $35 per month ($420 per year), which is significantly less expensive than the national average cost of car insurance. I know I do have a new car and I have comprehensive insurance (but you're technically supposed to in the situation of a new car). This was with American Family through Costco. My car insurance ended up being higher (but also better coverage), but the homeowner reduction was so drastic it still saved me over $500 total for the year. Some of the cheapest car insurance companies in Ohio include USAA, Erie, and Geico. State Farm. I get my home and auto with them so I get a better rate. That accident was determined to be a weather related no-fault. Decent insurance rates, and theyre super reliable. . Well, my car insurance for 2024 came out today and its crazy expensive. In some states, you cannot keep your driver's license unless you buy this (rather expensive) insurance, even if you rarely drive at all. Impact of traffic violations on Ohio auto insurance rates. Geico is charging me 65$ a month for bear minimum coverage on a 2001 honda accord but i feel like I can get that lower. also it’s pink. I went shopping when AmFam raised my home insurance premium 30% even though they only raised the coverage 3% I’ve been looking at electric cars and called my insurance company to get a quote. Am 22m college student from Montana. There is a very high cost to cheap insurance. When I found out there were people I knew getting full coverage for like $500 on 2 newer vehicles versus my 10 year old subaru $750-900 6 month quotes, I hit the roof and realized that the system really isn’t designed for people who are living within their I have State Farm. I bought a new car in August (my old one was one of the Kias that could be stolen). In Ohio, your car insurance premiums can rise There is no one company that's the cheapest for everyone. I would only ever consider 3 companies for homeowners insurance: State Farm, USAA, Amica This is based on overall quality of insurance. Is it cheaper to go with a smaller company or is there a discount I can fight for? Thanks for the advice! Apr 2, 2025 · Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. I currently pay $440/6 months and the quote was $680/6 months. I'm not driving a new or luxury car and am paying less than $50/mo for full coverage auto. These fuckers have the body rot before the engine quits. The future of sustainable transportation is here! This is the Reddit community for EV owners and enthusiasts. In Michigan, the cheapest auto insurance is farmers insurance. A sub reddit for the best state How much are you paying for car insurance in Ohio? Im paying $1700 a year for a 2012 Chevy The car I have now is the first car I bought with my folks after I had graduated from high school like 12 years ago hahaha. Since they were able gets bids from around 10 companies that they work with, I was able to get a pretty good rate. For that reason it's useless to ask what other people are paying because they aren I go through an independent insurance company, Dolbow Insurance of Westerville. prob not too helpful but my progressive auto and renters insurance has also gone up more and more the closer i get into cleveland (from further west) and once i finish dealing with a recent car accident situation i plan on trying to bundle my auto, renter, and pet insurance with lemonade. You want a car? I am a 20 year old male with a clean driving record and I pay 300$ a month for a used 2014 Chevy equinox with 150k miles on it. The lowest car insurance rates in the state are $19 per month for minimum coverage with Nationwide and $40 per month for full coverage with American Family. I selected lowest deductibles and highest liability coverage possible for OH. USAA: $85 #5. i’ve heard they’re fine insurance and more affordable. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 2, 2025. So anyone know any cheap/decent car insurances that won’t fuck me 😭. I have been with Grange insurance with them since around 1995 (prior to that I was with Lightning Rod, then Erie Insurance). Join and Discuss evolving technology, new entrants, charging infrastructure, government policy, and the ins and outs of EV ownership right here. If you havent decided on a car yet get a toyota corolla, or a honda civic, or like a RAV4 if u want something bigger. This is the lowest rate I could find. You just gotta do some research. 32F no accident or tickets CS about 740 2017 Subaru forester $68 per month for “full” coverage. The car was under my dad's name/insurance and since then I would just pay them what was due for the month for my share. Non-owners insurance, while I've never heard of this until today, appears to be useful only if you're a frequent driver of a car, but don't actually own it. Mar 31, 2025 · Nationwide, American Family, Erie, GEICO and Auto-Owners are the cheapest car insurance companies in Ohio as of December 2024. #2. Now I use Tesla insurance and pay $40/month for two cars. All other insurance were quoting me more than $200 a month. Over the last six months, my monthly car insurance payments have gone from around $36/month to $54 (yes, still low… $165 a month, 30 years old, no accidents, NY, State Farm. Anyways, auto insurance. We would like to show you a description here but the site won’t allow us. Things that can affect your rates can include at least the year and model of vehicle, the level of coverage (and there is no such thing as a standard "full coverage", it means about as much as a car dealer saying "loaded with options"), the level of the deductibles, whether there are add-ons like rental car or glass breakage coverage, whether At Progressive every driver is covered to drive every car on the policy. egdzfhmhtjepbuoxshtncwhvooazmyyqomieebxbkibhsshnawuvehbwjyjqolpockxkobmzcwtjnz